Let Casey R. Brossette (318) 868-1664 handle your appraisal

To many, an appraisal just looks like a line item on the settlement sheet for a home sale or refinance. Most lenders still want a local expert because the stakes are very high, even though there are a budding number of automated home valuation processes that might seem cheaper than an appraisal. You might believe that obtaining a mortgage is the only basis for getting an appraisal, but there are additional instances when the services of a licensed, independent real estate professional might be helpful.


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Let Casey R. Brossette (318) 868-1664 help you challenge your tax assessment in Caddo County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Casey R. Brossette (318) 868-1664 is your best evidence. We're capable of assisting you in disputing your tax assessment.

Let Casey R. Brossette (318) 868-1664 assist you in lowering your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, almost all lenders ask homeowners to buy an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this added payment is bundled into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

Casey R. Brossette (318) 868-1664 will provide you with a statement regarding the value of your home, and the price you paid for the appraisal can generally be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a very daunting event for both parties, and it is often more complicated by the strenuous decision of who gets the house. So both parties are fully aware of the true market value of their property, it's a good idea to order an appraisal from Casey R. Brossette (318) 868-1664, regardless of the situation.

If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Let Casey R. Brossette (318) 868-1664 help you with relocating to or from Caddo County

We are familiar with the headaches involved with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we encourage employees that are moving to provide remarks on the positive features of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered.

Let Casey R. Brossette (318) 868-1664 assist you in selling your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.